About Us

Simple calculators for everyday investors.

Welcome to Nivesh Calc

Nivesh Calc is a free collection of stock and investment calculators. It covers averaging down, profit and loss, SIP, lumpsum, SWP, EMI, CAGR, dividends, buybacks, splits, bonus shares and demergers.

Our mission is to take the arithmetic out of investing, so you can see what a decision means for your money before you make it.

  • Free to use, with no sign-up
  • Runs in your browser, so the numbers you enter stay on your device
  • Every calculator explains its formula

Who runs this site

Nivesh Calc is built and maintained by Diptiranjan Sutar, an investor and software developer based in India. I write the calculators and the guides myself, and I check each formula against worked examples before it goes live.

I am not a SEBI-registered investment adviser or a tax professional. The calculators and guides are for education and planning, not personal advice. Please read the disclaimer.

Missing a calculator or found a mistake? Tell me. Corrections are made as soon as they are confirmed.

Estimates for planning only. Returns are assumed constant and exclude taxes unless a field says otherwise. This is not investment advice. Guides · About · Contact · Disclaimer · Privacy