Disclaimer

Content on this site is for education only and is not financial advice.

1. Market volatility

   Share prices can rise or fall sharply in a short time because of economic news, company results, global events or plain sentiment. Past performance does not guarantee future returns.

2. Investment risk

   Every investment carries risk, including the loss of the money you put in. Results from the calculators are projections based on the numbers you enter, not promises.

3. Research and due diligence

   Study a company's financials, business and valuation yourself before you invest. Do not rely on a single tool, tip or website.

4. Financial advice

   Nivesh Calc is an educational tool. Nothing here is investment, tax or legal advice. Speak to a SEBI-registered adviser about your own situation.

5. Diversification

   Spreading money across different companies, sectors and asset types can reduce the damage when one investment does badly.

6. Market sentiment

   Fear and greed move markets. Decisions made on emotion often cost more than decisions made on a plan.

7. Regulatory and tax risks

   Rules, taxes and charges change. The calculators ignore many of them unless a field says otherwise, so check the current rules before you act.

Reminder: invest only money you can afford to lose, and make decisions with a qualified adviser.